Auto Dealers Insurance

Dealership insurance provides unique protection no matter what you sell.

Keep your business running smoothly with dealership insurance.

At Noble Insurance, we understand the unique needs and risks associated with running an auto dealership. Our specialized Auto Dealers Insurance ensures your business operates smoothly, even in the face of unexpected events.

Insurance is available for dealerships of different types and sizes.

Whether you sell vehicles or equipment, are a franchise or independent, or specialize in used or new products, your dealership needs an insurance policy that fits its specific needs. It's all too easy to overlook some of the risks for which you need protection.

Comprehensive Coverage for Your Arkansas Auto Dealership

Every auto dealership is different, and so are its insurance needs. Whether you're dealing with new cars or used ones, we offer comprehensive insurance plans designed specifically for auto dealers in Rogers, Conway, and DeWitt. Our coverage includes:

Garage Liability

This protects you against liability claims that can arise from accidents, injuries, and other mishaps that can occur in your dealership.

Inventory Protection

Your inventory is your biggest asset. We provide coverage that protects your inventory against damages, theft, and other potential losses.

Workers Compensation

In case any of your employees get injured while at work, our workers compensation coverage ensures they're taken care of.

What Does The Policy Cover in Arkansas?

A comprehensive auto dealers insurance policy can include coverage, such as:

  • Property damage and bodily injury
  • Garage keepers
  • Garage-owned autos 
  • Hired autos
  • Non-owned autos
  • Temporary substitute autos
  • Newly acquired autos

Optional Coverages for Arkansas

We also offer your business more complete coverage at great rates, including:

  • Defective Product and Faulty Work Coverage 
  • Customer Autos Actual Loss Sustained

What are the risks that dealerships face?

As a dealership, there are many services you likely provide, no matter the scale of your operations. These may include service repairs for customers' vehicles. In addition, you may allow customers to take test drives or you might test drive vehicles for trade-ins. You also have an inventory of vehicles, parts, and accessories. Each of these services and products you offer should be accounted for when covering your business with insurance.

Coverage for the vehicles you sell.

You don't just need to think about insurance for your premises and stock. You also need to explore whether you face any risks of lawsuits if people suffer injuries or damage from using the equipment or vehicles you sell. If you're dealing with new goods, you may need to protect yourself against the risks of having to recall a particular model.

What is garagekeepers coverage?

This helps protect against damage to the visitor's car, including theft or vandalism. For example, if visitors leave their own vehicle on your premises while taking a prospective new vehicle for a test drive or while negotiating a trade-in, you may be legally required to have garagekeepers coverage.

What is dealers errors and omissions liability?

This may help cover the cost of defense if your dealership is sued, and may also help pay for damages that may be awarded to another party. Policies might also cover a range of errors and omissions situations such as title errors, violations of credit or leasing laws, and allegations of negligence in recording a used vehicle's history.

Worried About Costs for your Arkansas Dealership?

Don’t be. Our auto dealers insurance is some of the most affordable protection available. We offer policies for owners of new and used car sales dealerships as well as an affordable way to eliminate the risks associated with your business.

Exceptional Service from Local Experts

At Noble Insurance, we don't just offer insurance policies, we provide peace of mind. Our team of experienced insurance experts in Rogers, Conway, and DeWitt are here to guide you through the process of choosing the right coverage for your dealership.

We take the time to understand your business, identify potential risks, and tailor a coverage plan that fits your specific needs. This way, we ensure that your inventory, employees, and business assets are well-protected.

Why Choose Noble Insurance for Your Auto Dealers Insurance?

With our deep understanding of the local markets in Rogers, Conway, and DeWitt, we're able to offer personalized insurance solutions to auto dealers. Our commitment to providing top-notch service, combined with our comprehensive coverage options, makes us the preferred choice for auto dealers insurance in Arkansas.

The business side of dealership insurance.

Don't forget to make sure your insurance covers more general business elements such as personal liability for visitors to your premises, workers' compensation for staff, and employment practice liability insurance to cover your business against discrimination claims and other human resources risks.

To find out more about dealership insurance, contact us to go over your business needs and coverage options.

Get a Quote Today!

Don't leave your auto dealership exposed to unnecessary risks. Give us a call at 479-636-7633 or get a quote below. Our team is ready to assist you in making sure your business is fully protected.

With Noble Insurance, you can secure your auto dealership today and focus on what matters most - growing your business.

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