Commercial Auto Insurance
Business auto insurance helps cover vehicles owned by your business.
Whether you have a fleet or one commercial vehicle, consider business auto insurance.
Cover business vehicles with business auto insurance.
When your business owns vehicles, there are unique risks that come into play that you need to account for. With a business auto insurance policy, you can safeguard against those risks.
Add an extra layer of coverage to your auto policy.
A vehicle collision is never good news, but when it’s one of the cars or trucks owned by your business, the consequences are more complicated. Business auto insurance takes all the elements of normal auto coverage and adds on extra protection. This may include coverage for the following:
- Bodily Injuries
- Collisions
- Named Perils
- Property Damage
Higher liability coverage than auto insurance for individuals.
For example, when obtaining business auto insurance you may usually get much higher liability coverage to reflect the fact that a business typically has more assets at risk than an individual would. Additionally, you can get collision insurance. This type of coverage pays out for damage to your vehicles no matter who caused the collision—a protection that’s often a must if you lease or finance commercial vehicles.
Do your employees need coverage on their personal vehicles?
If your employees are using their own personal vehicles for business-related reasons and they get into an accident, your business might be held liable. With non-owned auto liability coverage, your business may be protected.
Essential for employees who use their own vehicles for work.
It’s also worth considering non-owned auto liability coverage, which is an add-on or a separate policy covering those instances when your employees drive their own personal cars or trucks as part of their work for your business. This type of protection may help reduce the risk of messy legal complications if they are injured or their vehicle is damaged while on the job.
Business auto insurance is essential for those that run a business. Contact us to learn more and to go over your specific needs and coverage options.
Frequently Asked Questions
Commercial Auto Insurance is a policy that covers physical damage and liability coverage for situations, amounts, and usage not covered by a personal auto policy. It's specifically for business vehicles but can also cover personal vehicles used for business purposes.
If your business involves the use of vehicles, you need Commercial Auto Insurance to protect your business from liability in case of accidents, theft, or damage. This policy can cover repair costs, medical bills, and legal expenses.
Noble Insurance covers a wide range of vehicles, including cars, vans, trucks, trailers, and even some types of specialized vehicles.
Any business that uses vehicles for work purposes, such as delivery services, transport companies, construction businesses, and more, can benefit from Commercial Auto Insurance.
Our policy generally covers bodily injury, property damage, medical payments, collision coverage, and uninsured motorist coverage.
Exclusions vary depending on the specific policy, but typically, intentional damage and normal wear and tear are not covered.
To initiate a claim, contact us at 479-636-7633. We will guide you through starting the claims process with your carrier, which typically involves providing details about the incident and the damages incurred.
The cost varies depending on various factors such as the type of vehicle, usage, driving history, and coverage level. Please contact us for a quote.
You can get a quote by calling us at 479-636-7633 or by completing the quote request form at the bottom of this page.
Factors include the type and number of vehicles, driving history of drivers, type of coverage, vehicle usage, and location.
Yes, you can add or remove vehicles from your policy. Contact our customer service to make the necessary changes.
Yes, we offer a variety of discounts for safe drivers, bundled policies, and more. Contact us for more information.
Coverage for personal vehicles used for business purposes depends on the specifics of your policy. Please contact us to discuss your coverage needs.
Yes, our policy can cover rented or leased vehicles used for business purposes.
You can reach us by calling 479-636-7633 or by visiting our one of our many offices in Arkansas.
You can potentially lower your premiums by maintaining a clean driving record, choosing a higher deductible, and implementing safety programs for your drivers.
You'll need to provide information about your business, the vehicles you want to insure, the drivers, and the desired coverage.
If your policy lapses, you won't be covered in the event of an accident or damage. To reinstate coverage, contact our office as soon as possible.
To file a claim, contact our claims department at 479-636-7633. We're here to help guide you through the process.
Yes, we offer bundling options that can help you save on premiums. Contact us to discuss your specific needs.
Why we're different
While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.
There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.
We’re your neighbors. We protect businesses and people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent, to be both affordable and responsive.
Contact us, and let our insurance professionals help you protect what you care about most.