Commercial Auto Insurance

Even if your commercial vehicles are not the primary way your business makes money, its always smart to properly insure the vehicles you depend on as a business owner. 

Commercial  auto insurance is different than personal vehicle insurance. In many cases, not only are there multiple vehicles to cover, but also the liability from accidents or claims that will extend to your business as a whole.

Making sure the coverage for your commercial auto insurance is comprehensive is one the the easiest ways to protect your business. Don't hesitate, call today!

Worried about costs?

Don’t be. Commercial auto insurance is remarkably inexpensive.

What should my business auto policy cover?

Commercial auto insurance coverage may include:

  • Comprehensive and Collision 
  • Emergency Roadside Assistance
  • Liability
  • Medical Payments
  • Loss of Earnings
  • Uninsured Motor Vehicle

Why do I need such comprehensive coverage?

When your employees use a company vehicle for business purposes, their personal auto policy coverage no longer applies in the event of an accident, property damage, or fatality caused by one of your employees.

What to expect from our company

At our firm, you’ll speak with an experienced agent whose main goal is to design a policy to fit to your particular business needs.

Whether your commercial vehicle is for occasional use, a possible new venture, or a daily necessity, we are here to make sure coverage is applicable and answer any questions you may have.

<strong>A cautionary tale</strong>

A cautionary tale

As one business owner found out, it’s always best to ask if you don’t know what type of policies you may need.

This owner had a love for fashion and a knack for finding gently used clothing. One day, she decided to take a leap of faith and open her own vintage clothing boutique.

It didn’t take long for business to start booming for the boutique. It wasn’t long before she had an epiphany: Why not complete personal deliveries for locals? 

It wasn't long before she was making deliveries, when the unthinkable occurred: she backed into a young man on a bicycle. While he was not seriously injured, he was hospitalized overnight for monitoring.

The next day a claims adjuster called to inform her that since she was doing business at the time of the accident, the claim would not be covered by her personal insurance policy.

Stuck with a huge hospital bill and letter of lawsuit from the biker’s attorney, she was forced to shut down her business.

Answer this one question:

Can you afford to expose your income, your personal property, and your employees to this high-level of risk? If the answer is “no,” then we can help.

Frequently Asked Questions

Commercial Auto Insurance is a policy that covers physical damage and liability coverage for situations, amounts, and usage not covered by a personal auto policy. It's specifically for business vehicles but can also cover personal vehicles used for business purposes.

If your business involves the use of vehicles, you need Commercial Auto Insurance to protect your business from liability in case of accidents, theft, or damage. This policy can cover repair costs, medical bills, and legal expenses.

Noble Insurance covers a wide range of vehicles, including cars, vans, trucks, trailers, and even some types of specialized vehicles.

Any business that uses vehicles for work purposes, such as delivery services, transport companies, construction businesses, and more, can benefit from Commercial Auto Insurance.

Our policy generally covers bodily injury, property damage, medical payments, collision coverage, and uninsured motorist coverage.

Exclusions vary depending on the specific policy, but typically, intentional damage and normal wear and tear are not covered.

To initiate a claim, contact us at 479-636-7633. We will guide you through starting the claims process with your carrier, which typically involves providing details about the incident and the damages incurred.

The cost varies depending on various factors such as the type of vehicle, usage, driving history, and coverage level. Please contact us for a quote.

You can get a quote by calling us at 479-636-7633 or by completing the quote request form at the bottom of this page.

Factors include the type and number of vehicles, driving history of drivers, type of coverage, vehicle usage, and location.

Yes, you can add or remove vehicles from your policy. Contact our customer service to make the necessary changes.

Yes, we offer a variety of discounts for safe drivers, bundled policies, and more. Contact us for more information.

Coverage for personal vehicles used for business purposes depends on the specifics of your policy. Please contact us to discuss your coverage needs.

Yes, our policy can cover rented or leased vehicles used for business purposes.

You can reach us by calling 479-636-7633 or by visiting our one of our many offices in Arkansas.

You can potentially lower your premiums by maintaining a clean driving record, choosing a higher deductible, and implementing safety programs for your drivers.

You'll need to provide information about your business, the vehicles you want to insure, the drivers, and the desired coverage.

If your policy lapses, you won't be covered in the event of an accident or damage. To reinstate coverage, contact our office as soon as possible.

To file a claim, contact our claims department at 479-636-7633. We're here to help guide you through the process.

Yes, we offer bundling options that can help you save on premiums. Contact us to discuss your specific needs.

Why we're different 

While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

We’re your neighbors. We protect businesses and people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent, to be both affordable and responsive.

Contact us, and let our insurance professionals help you protect what you care about most.

Request a Quote

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