Contractor insurance helps build protection for your business.

Construct coverage for your business needs with contractor insurance.

Do contractors need insurance?

As a contractor, you perform work that's unique to your specialized industry. That also means your business is open to risks that may only be present in your line of work. Securing an insurance policy is one way to cover multiple risks without having to settle for a one-size-fits-all policy that could potentially waste money on coverage you don't need.

There's insurance coverage for every type of contractor.

There are a variety of options available depending on what type of contracting work your business does. From general contractors to HVAC technicians, plumbers, carpenters, electricians, painters, and the like, contractor insurance may help provide your business with coverage and peace of mind. Here are some coverage options to consider in your contractor policy:

• Builders Risk
• Business Auto
• Commercial Property
• Contractor's Equipment
• Equipment Breakdown
• General Liability
• Inland Marine
• Workers' Compensation

The benefits of general liability for contractors.

As part of your contractor insurance policy, general liability insurance may cover you against claims of damage or injury caused on-site or to visitors on your premises. Such costs can be immense, and general liability insurance is often mandatory if you want to bid for government contracts.